Your super. Your way.
Review your super, boost your balance and retire with confidence.
Major Partner :
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Look after your super like your future depends on it
In the dark about your superannuation? You’re not alone. Less than half of us have a grasp on what fees we’re paying or how our fund is performing. But here’s the kicker: 3.9 million super accounts in Australia are underperforming and 1 in 4 Aussies are overpaying in fees.*
If that’s not a big enough reason to check your super, here’s a few hundred thousand more. A Government Inquiry into superannuation found that poor-performing funds were producing $660,000 less in retirement for their members. Ouch!
How does your fund stack up? A quick super check today could make all the difference. So call us on 1300 074 210 to see how your super is performing.
*The Australian Government Productivity Commission Inquiry (2019) estimated 3.9 million member accounts were underperforming, with low-performing funds producing $660k less in retirement for their members, compared to top-performing funds. Click here to read a summary of key findings from the Productivity Commission Report.
“I’ve now got things fixed up thanks to Check My Super.
Amazing what a difference some simple changes made.”
Sarah from VIC
“Such a simple process, but made a huge difference. Well worth it”
Marcello from QLD
“So thankful for all your assistance.
I’ve never felt more confident about my finances and the future.”
Tobias from NSW
A quick and simple review
CheckMySuper is not aligned to any super fund and we are not a financial advice company.
We can organise a simple review of your super and insurance with a licensed financial advisory firm. They will then provide you with a personalised financial plan.
A quick review will keep you informed and it could lead to significant financial improvements. No fuss, no paperwork.
Here’s how we make it happen:
Connect with a consultant
Speak to a real person and uncover the facts of your super setup, including how you’re invested and what you’re paying for fees and insurance.
Get guidance from a pro
We’ll then connect you with a licensed financial adviser who will evaluate that information and let you know where you could save money or make money.
Take control of your finances
If you’re not on track to reach your financial goals, the external adviser we refer you to can develop a step-by-step plan to get you there, at no out-of-pocket expense.
No out-of-pocket expense, endless benefits
Too good to be true? Think again! We figured, why shouldn’t it be easy for everyday Aussies to get expert advice? And so our service was born, to give you plenty of reasons to say ‘Yes – CheckMySuper’.
Boost your balance
Explore trusted ways to improve your finances with no out-of-pocket cost
Expert guidance at your fingertips
Our team has organised thousands of superannuation reviews for everyday Aussies
Streamlined for your convenience
Real people, simple process, genuine results
Decades of experience at work for you
We’ve connected thousands of Australians with top-rated financial advisers
Got questions? We’ve got answers
Not sure if a super review is right for you? We’ve put together some frequently asked questions to help you make sense of it all.
Super check: what’s in it for me?
Looking to retire stress-free? Well, it’s time to give your super a closer look. Not all funds are created equal and simply putting your money in a pot and hoping for the best isn’t going to cut it.
Two people at the same fund can get different results. One member could get 10% per year returns, while someone at the same fund gets 3%? It’s how your money is set up within the fund, that makes all the difference.
So, what’s the difference between a good setup and a bad one? It all boils down to fees, returns, and risk. Fees are responsible for robbing so many Aussies of their retirement savings but it’s often returns where people are missing out. CheckMySuper help you understand your setup, so you can maximise your funds and secure your future.
We’re an independent, 100% Australian-owned company, helping Aussies take control of their super. We don’t answer to any big banks or super funds and our mission is simple: to help you make the most out of your retirement savings. With thousands of super reviews completed and thousands of connected Australians under our belt, we know our stuff. So why wait? Meet our team and learn more about CheckMySuper.
What do you mean by ‘no out-of-pocket expense’?
When we say “no out-of-pocket expense”, we mean that if you are impressed by the adviser we refer you to, and decide their advice is in your best interest, meets your personal circumstances and will provide a significant benefit, any fee can be paid from your super, so there is no out-of-pocket expense if you use their service. If you’re not happy with the advice or don’t see a benefit, there won’t be any cost to you. So it’s a risk-free way to speak with an adviser, review your situation and receive recommendations on how to improve your finances.
We are committed to providing a no-obligation service, and our partner advisers will prepare a personalised Statement of Advice for you outlining their recommendations and the reasons for their advice before you have to make any decision.
No-obligation, no out-of-pocket expense, cost-effective and risk-free. That’s why thousands of Australians have used CheckMySuper to review their super.
What is a default super fund or a default option?
A default super fund or option is often the product you’re automatically enrolled in by your employer or when you open a superannuation account. This means that unless you take the time to customise your super fund or have an adviser customise it for you, you’ll often end up in a one-size-fits-all fund with the same investment strategy and insurance as everyone else.
This can be a serious problem, as highlighted by the Government’s Productivity Commission Inquiry into superannuation, which found that many members end up in an underperforming product that can erode nearly half their balance by retirement.
At CheckMySuper, we believe in personalised super to ensure your investments perform well and your insurance is tailored to your needs. Our quick review can help ensure you’re not in an underperforming fund, being overcharged in fees, or paying for unsuitable or duplicate insurance policies. Remember, regular reviews are recommended by the Government to ensure your super is getting the best possible result and is relevant to your current situation.
What were the Government’s Productivity Commission Inquiry findings?
The Australian Government’s Productivity Commission Inquiry into the superannuation system has revealed significant concerns affecting millions of Australians, emphasising the importance of people proactively checking their super set-up to ensure they aren’t amongst the underperforming funds.
Not sure if you need to check yours? Read actual findings taken directly from the government report:
- “The way members are allocated to default products has meant many (at least 1.6 million member accounts) have ended up in an underperforming product, eroding nearly half their balance by retirement.”
- “Structural flaws — unintended multiple accounts and entrenched underperformers — are harming millions of members, and regressively so.”
- “Evidence abounds of excessive and unwarranted fees in the super system.”
- “A third of accounts (about 10 million) are unintended multiple accounts. These erode members’ balances by $2.6 billion a year in unnecessary fees and insurance.”
- “The system offers products that meet most members’ needs, but members lack simple and salient information and impartial advice to help them find the best products.”
- “Not all members get value out of insurance in super. Many see their retirement balances eroded — often by over $50,000 — by duplicate or unsuitable (even ‘zombie’) policies.”
- “Members should also be empowered to choose their own super product from a ‘best in show’ shortlist, set by a competitive and independent process. This will bring benefits above and beyond simply removing underperformers.”
Read the full report here [https://www.pc.gov.au/inquiries/completed/superannuation/assessment/report] or skip to the important part and give us a call to book your super check!
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Workplace Charity
Positive impact, every day
Our Workplace Charity Program is all about reaching out and making a positive impact in the community. Our tight knit team supports a diverse range of charities every month, showing acts of kindness on a daily basis that truly make a difference.
Another $1000 Donated to Bravehearts
Supporting Bravehearts’ Mission to educate, empower and protect kids
Supporting Bravehearts’ Mission to educate, empower and protect kids
Supporting Tom for 3 years and counting
Supporting Tom for 3 years and counting
Rowing the extra mile for autism
Rowing the extra mile for autism
Together we make a difference
Together we make a difference
“On behalf of Bravehearts, thank you. Your generous contributions are received with sincere thanks and gratitude”
“On behalf of Bravehearts, thank you. Your generous contributions are received with sincere thanks and gratitude”
International Dog Day 2023 fundraising
International Dog Day 2023 fundraising
Creating joy through Operation Christmas Child and filled Santa Shoeboxes
We’re a Lifeblood Team
Spreading smiles and making a positive impact on World Smile Day
Love in action – our shoeboxes on route to needy kids around the world
Our Workplace Charity Team – where every drop counts
Making a Denim Difference on Jeans for Genes Day
Major partner since 2020
Proud to support the incredible work of the Rosies team
33 lifesaving donations in our first year
Raising funds to equip a classroom in PNG
Providing financial support and raising awareness since 2021
